Debt Ceiling Update: The President’s Statement “another Washington Inflicted Wound On America”

In his statement today President Obama was stated as saying “We can’t balance the budget on the backs of the very people who have born the biggest brunt of this recession, we can’t make it tougher for young people to go to college or ask seniors to pay more for healthcare or ask scientists to give up on promising medical research because we couldn’t close the tax shelter for the most fortunate amoung us. Everyones going to have to chip in.” He claims that “deficit reduction is part of that agenda.” The aforementioned quote clearly shows a statement anti-debt reduction. Major cuts must be made to the balance sheet and the income statement of the United States to avoid economic catastrophe. The necessary cuts can be seen in this article (web-basedfinancialadvisor . com / economy)

In viewing this video, Obama is clearly blaming congress for this issue, when it was clearly his own actions which caused this catastrophe. He claims “The economy’s already had to absorb an earthquake in Japan, the economic headwinds coming from Europe, the Arab spring and the rise in oil prices,” when as these events were happening U.S. indexes were up to their highest levels since 2007. Clearly this double dip recession which is looming is due to the actions of the President, although it is unfair to blame the president, it would have been as easy as signing the house and Boehners bill into law. The market was absolutely fine, I personally was up over 10% from Wednesday the 20th to Wednesday the 27th, when said bill was about to be passed.

Essentially, Obama is asking for a congressional bill which meets his ideals, this is not going to happen. He says he wants to make a climate for jobs by sending tax cuts to the middle class. This is a play on words, there is no such thing as a climate for jobs by sending tax cuts to the middle class because the middle class, for the most part, does not create jobs. It is corporations and the upper class which have the revenue to build the United States economy, and he is raising taxes for millionaires, a number which shows idiocy due to the fact that if you taxed all millionaires 100% of their income it still would only equate into just over a trillion dollars, and under Obamas presidency he has seen a national debt of one and a half trillion dollars. That being said, have he give tax breaks to those same Americans, the intellect which brought them their fiscal gains could create GDP gains and cut the deficit.

If you were to review the article under our news section called Past vs. Present you will see that there is a parallel in congress. Obama wants a democratically ideological bill which is sent from the house majority republicans. This is something which will not happen. At this point, the President needs to again, as said, cut his losses and take the original democratically proposed plan, or simply go back to Clinton era fiscal policy, a time in which there was a surplus in the American economy. If Mr. President wants to keep his job, furthermore, keep his country, the most logical decision would be to appease the republicans who are the majority to which the components of the bill will be passed. His opinions are irrelevant, all Obama has been doing over the past month is vetoing bills, you cannot ask the republicans to write 30 bills through majority vote and veto each one, or take a position with Beohner and reneg and call for tax increases.

Clearly Mr. Obama is not the right man for the job. He is blaming congress because they have yet to send him a bill which he will pass, yet congress itself agreed on these bills, congress, as in the voted in parliament for this country. The debt ceiling crisis is Mr. Obamas fault.

At this point this needs to be taken to the supreme court where Obama agrees that congress will write three completely different bills to which he is obliged to sign one of them, and in doing so, he will solute the debt ceiling crisis. That or he needs to pull up his pants and secede to the majority. We must remember that this house majority represents a U.S. populous majority. If the country is not happy with its president, they are granted by the constitution to have the power to overthrow him. Under stressful fiscal times the United States independents sway towards Republicanism and at this point, even Massachusetts has a republican majority. It is time for Mr. Obama to sign a bill into law, or simply have himself and Joe Biden resign, leaving the absolute power as president to Mrs. Clinton, an administration to which we saw hundreds of billions of dollars of surplus’s. At this point, it is almost inevitable that Mr. Obama does not get re-elected, and rightly so. The writer of this article actually voted for him but he kept not one of his promises from his campaign. Clearly his outwrit power needs to be either brought to court under the supreme court or he needs to hand his power over to Mrs. Hilary Clinton, which although myself being a conservative, Mr. & Mrs. Clinton put us through an administration to which we saw the best Balance Sheet and Income Statement outlook since the mid 20th century.

Best Affiliate Marketing Tips To Boost Your Chances Of Success

Affiliate marketing is definitely a well substantiated way of earning money. But, to take up affiliate marketing as a full time profession is challenging and require relentless effort and initiative.

Your chances of success in affiliate marketing program will undeniably rise higher if you understand the following points and make your efforts accordingly. Promoting your product is extremely significant to promote your product earnestly. Product promotion requires traffic generation through various blogs, forum posting and article submission. Finding your product-relevant websites requires timely effort and efficiency. But the trick, if once learnt efficiently, can improve your sales at ever expanding figures.

Choose your product effectively:- Generally, affiliate marketers choose a couple of products in a hurry, due to the urge and the excitement of earning profits. After a few efforts, when the marketers find that their promotions are not bearing profit, they stop believing in the genuineness of the affiliate marketing programs. This is all because the marketers choose the wrong product.

Conduct a product research:- A concise product research on product benefits and its authenticity is extremely important for affiliates to follow. This could be done through conducting news letter follow ups, reading product reviews, and gathering updates on its sales from the company reports.

Stretch out for sufficient commissions:- Affiliate marketing programs generally offers affiliates 20 to 50 percent of commission on each product sold. Again, more sales mean more commissions and for that you need to promote your products on those marketing sites which generate good number of visitors. The sites also at the same time must maintain High Sales Conversion ratio. High sales conversion ratio means the rate at which the visitors turn to sales.

Promote your product wholeheartedly!:- It is extremely significant to promote your product earnestly. Product promotion requires traffic generation through various blogs, forum posting and article submission. Finding your product-relevant websites requires timely effort and efficiency. But the trick, if once learnt efficiently, can improve your sales at ever expanding figures. Product promotion requires traffic generation through various blogs, forum posting and article submission. Finding your product-relevant websites requires timely effort and efficiency. But the trick, if once learnt efficiently, can improve your sales at ever expanding figures.

Make sure you earn every share out of your sales:- To maintain a track record on every sale made by you is as important as product promotion. It is your duty to check out that the affiliate tracking software, for example cookie tracking, used by your affiliate program is authentic and give you profit on every sale made. Promoting your product is extremely significant to promote your product earnestly. Concise product research on product benefits and its authenticity is extremely important for affiliates to follow. This could be done through conducting news letter follow ups, reading product reviews, and gathering updates on its sales from the company reports.

Every mode of communication, through which sales are made, should be tracked; whether it is phone, fax, and emails, snail mails or others.

Anti Corporate Anonymous Helps Time Warner Boost Profit

The Guy Fawkes mask adopted by Anonymous, the web’s most notorious group of hackers, as a symbol of their anarchic movement is inadvertently contributing to the profits of Time Warner, one of the largest media and entertainment companies in the world. Time Warner owns the rights to the image and is paid a licensing fee for each mask sold. Thanks to the Anonymous movement, sale of the rosy cheeked Guy Fawkes mask has skyrocketed in the United States. It is currently preferred to other cult favorites Harry Potter and Darth Vader.

The stark white plastic mask with blushed pink cheeks, a wide grin, thin black mustache and goatee, worn by hactivist group during public protests, was introduced in a 1980s comicbook and became famous by the central character in the movie ‘V,’ produced in 2006 by Warner Brothers. There are other victims of the hacktivists group are the Church of Scientology, the Koch brothers and as recently as early August, they claimed responsibility for compromising the website of Syrian Ministry of Defense.

“It’s a symbol of what Anonymous stands for, of fighting evil governments,” said one protester in San Francisco. We just thought people liked the V for Vendetta movie. Then one morning I saw a picture of these protesters wearing the mask in an online news article. I quickly showed my sales manager,� said Howard Beige.

Time Warner reportedly earned around $28 billion in revenue last year from the �V for Vendetta,� mask.

Guy Fawkes mask top on the sales list:- Apparently Time Warner owns the rights to the image and is paid a licensing fee for each mask sold. Thanks to the Anonymous movement, sale of the rosy cheeked Guy Fawkes mask has skyrocketed in the United States. It is currently preferred to other cult favorites Harry Potter and Darth Vader.

Rubie’s Costume, the New York company that produces the Guy Fawkes mask, is selling more than 100,000 pieces a year compared to about 5,000 each of its other masks. That costume shop sells the masks for $6.49 apiece on Amazon. Time Warner reportedly earned around $28 billion in revenue last year from the sale of the �V for Vendetta� mask. Howard Beige, executive vice president of Rubie’s Costume, stated, �We just thought people liked the V for Vendetta movie. Then one morning I saw a picture of these protesters wearing the mask in an online news article. I quickly showed my sales manager.�

Anonymous biggest hacks:- Anonymous has been targeting conservative groups and big corporations over recent months. Apart from launching joint attacks with affiliate hacker group LulzSec, Anonymous, which supports liberal causes, has been in the limelight for infiltrating the websites of Visa, Mastercard, Amazon, Paypal and NewsCorp and government offices such as the United States’ CIA and the UK’s Serious Organised Crime Agency.

The other victims of the hacktivists group are the Church of Scientology, the Koch brothers and as recently as early August, they claimed responsibility for compromising the website of Syrian Ministry of Defense.

Microsoft Set To Impress Developers With Windows 8

Microsoft is set to reveal more details about its upcoming new OS, Windows 8, to developers at the BUILD conference, and the news has excited industry insiders and tech enthusiasts.

The Redmond-based tech giant aims to attract developers to the BUILD conference today, to show them how the new operating system can be used on different platforms.

Windows 8 was first unveiled at the D9 conference back in June, and the most groundbreaking thing about Microsoft’s new OS is that it is going to run just as well on your tablet as on PC. Walid Abu-Hadba, corporate vice president of the company’s Developer and Platform Evangelism Group, said, “BUILD is where the full spectrum of hardware and software developers, from start-ups and entrepreneurs to those who work for the world’s biggest brands, come together to get a deeper understanding of Microsoft’s product road map.”

More options for developers with Windows 8:- Windows 8 will allow developers to build a variety of applications targeting smartphones and tablets. It is the first operating system from Microsoft which will also run on ARM-based devices.

Industry experts are of the opinion that Windows 8 is going to be a landmark operating system which can make or break the company.

The BUILD conference, which is set to run from Tuesday to Friday, has been described by Microsoft as a big-tent approach.

With the conference, Microsoft aims to give every developers, with varying skill sets and coding skills, an opportunity to use their strengths to build a number of new applications for smartphones and tablets, with no additional coding or testing necessary. Developers will have an easy way to sell what they create, and can come up with a diversity of apps for mobile devices.

Jamin Spitzer, senior director of platform strategy in Microsoft’s Developer and Platform Evangelism Group, said that developers are always seeking ways to connect the customers with a brand more tightly and closely, and create new ways for them to interact with devices.

He added that it was going to be a promising opportunity for developers. Microsoft aims to give every developers, with varying skill sets and coding skills, an opportunity to use their strengths to build a number of new applications for smartphones and tablets, with no additional coding or testing necessary.

Windows 8 an important release for Microsoft:- Industry experts are of the opinion that Windows 8 is going to be a landmark operating system which can make or break the company.

Microsoft was quick to come out with Windows 7 to combat the failure Vista faced. Even though Vista came with a host of new improvements over Windows XP, its impractical system requirements and unpolished feel had many reviewers grumbling and complaining. The Redmond-based tech giant aims to attract developers to the BUILD conference today, to show them how the new operating system can be used on different platforms.

No wonder industry watchers are still a little skeptical of Windows 8, given the failure of Vista.

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What You Need To Remember About Payday Loan Consolidation

When it comes to everything about payday loan consolidation, these are among the best programs that are around in order to help people handle their finances in a lighter way that they can. The payday loan consolidation has several features that can match when they need and these are important when it comes to providing funds for those who are tight in budget. Read through the rest of the article to know what the payday loan consolidation is. Check this piece for all your needs and the things that you should know.

This article offers what you need for these payday loan consolidation and their distinction from other loans.

The payday loan consolidation programs have been noted because of the convenience that they can provide people, as they merge and collect all the payday loans they have in just one account. When payday loan consolidation programs are being used, these programs are enabling people to be able to receive funds and pay all their debts in one take, and it will appear at this point that these payday loan consolidation programs are offered to provide solutions to what you believe are solutions to your other issues, such as lending funds to pay borrowed funds. When customers avail themselves of these programs, they can be offered the chance to reduce the charges and reduce the payments because of the interest rates that they also need to cover in the repayment. This article discusses how they work.

The payday loan consolidation usually have lower interest rates than what you have before on the older versions of payday loans. This itself can tell why customers are much feeling lighter with these things. With these payday loan consolidation programs, you can pay one interest rate for each month. This means that before being able to take these interest rates through various lines of credit and consumers are just managing single accounts regularly when they go about paying their payday loans.

These payday loan consolidation programs can let you recover your credit rating as well. Being able to pay your loans can let you start working on building your credit history back up. For example, the payday loan consolidation programs can greatly help if you have existing credit card repayment dues. Then, you can also develop plans when it comes to settling your student loan dues for instance. Then, these payday loan consolidation programs can then help you regain the best of your credit rating and reap the benefits of having good rating on credit.

When it comes to payday loan consolidation, these are be able to help applicants understand more.

First, before applying for these payday loan consolidation, determine the things that you owe.

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The Importance Of Consolidated Payday Loans

Sometimes you may find yourself struggling with finances that may be urgent and the repayments of payment of debts may reach their deadline. Finding various options where you can borrow money from may be quite of a hustle with the different lending institutions offering loans with high interest rates and they also require a person to go through different procedures that will help you to acquire the loan that you so desire. Finding different remedies at such a stage is very difficult since loans require some duration to be fully processed. These loans have proved to be helpful at difficult times that we need financial help.

Consolidated payday loans are generally loans that help people who are in fixed financial positions to carter for their different needs or to settle different debts that they may have and require immediate repayments. These loans can aid you if you have different problems with paying some monthly expenses, if you possess a credit card which has a very low interest, if you own some level of equity back at your house and if you have a bad debt with bad credit worthiness. Various situations require us to sort to other options such as consolidated payday loans. Consolidated payday loans do not only assist us to sort debts, but also assist us to solve various financial issues.

Some of the benefits of these loans include; reducing stress, concerns single payment, increases our credit score, lower interest rates and are used to halt collection calls. These consolidated payday loans can help us to greatly improve our credit scores. Consolidating debts into a specific place while still staying on top of your payments will help you to rebuild your worthiness in terms of credit. These loans have very low interest rates which enable borrowers to experience lesser burdens when they are borrowing money because the interest rates are low when compared to those of most lending institutions. These loans also help in stress reduction since these loans can help your clear some debts that may create stress. These loans can aid a person to clear various debts that can really weigh us down while assisting us to focus on important matters. Consolidated loans are beneficial to you because as the borrower, you will not be stressed about various collection calls which may end up causing stress to you.

Consolidated payday loans are beneficial to us because they assist us to pay loans which may end up stressing us. Consolidated payday loans are very useful when we want to escape from various fixed positions when we focus on ways of managing our finances. These loans have proved to be very useful mainly those people who possess debts that pile up with time.

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Obama Student Loan Forgiveness – Things to Know About This

It was just in the year 2014 that Obama passed this legislation to cap the amount which the borrowers of the student loan must pay out each month for their student loans. This is usually known as the Obama student loan forgiveness.

The reality is the fact that such student loan forgiveness programs are few and also far between. You must not fall for such illusions. You have to know about the new legislation. Such provides relief on the back end of the loan and this is something that you need to know more about. What you must consider is that if the relief is for the benefit or will it be a sucker punch? Each person’s situation and solution is different.

You can actually refinance the student loan debt to a rate that as low as 2.13 percent and you can save around 14,000 dollars after refinancing it. Both the federal and private student loans are actually eligible. You won’t have to pay for the disbursement, origination, application or the prepayment.

It is the law’s intention not to place unnecessary burden on the college graduates of the country, especially during the economic times where personal debts are of high levels. Such is really a sound principle. More and more people are certainly going to college. In fact, the number of graduates in the US colleges goes up to 30 percent and with this increase in students, there are new debts which come up.

Is this going to be a good thing or a bad thing? How is this going to play out in practice? Will such legislation survive the economic and political winds of the future? Is the law going to stay the same without making amendments to this later? So many of this would remain to be seen and a good debt strategy would differ from one person to another so the economic principles must always be the best guide.

The Obama student loan forgiveness legislation completely kicked in at the end of 2015 but the terms just apply to the new loan borrowers at first. If you took the loans before 2007 or you stopped borrowing in the year 2011, you can be eligible for such program in the period of time. You should consider your own personal situation and know if this applies to you.

The cap of student loans would be based on the income which you have. When you just earn less, then you will have to pay less every month. Such is fair and must be applauded. Such is put into place to ensure that an increase in debt default doesn’t go out of hand. Such is surely smart politics and economics in a short time frame. You must know that the cap limit is 10 percent of the income level every month.

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Financial Tips: How to Prepare for a Merchant Cash Advance

As you go along with your business, you will realize that it’s never easy to sustain one and there may come a time when you need to obtain a loan so things can keep moving. This is where a merchant cash advance can play an important role.

A merchant cash advance is a type of business loan which will depend on the credit card payments that your company will make. Many starting businessmen prefer this loan because processing turnarounds are much faster and those who need the funds can use the money once it is approved and released.

Before you start jumping for joy after hearing about the benefits of a merchant cash advance, there are very important things you need to accomplish first.

First and foremost, you need to prepare everything needed to obtain this loan. Most lenders will require you to submit a 12-month credit report history so they will have a basis for determining your eligibility for the loan. There will be other paperwork needed to be accomplished so make sure you’re ready with everything. This way, your application can be approved faster.

Next is to plan ahead and discuss with your team regarding new campaigns that will help boost your business in the next months so you can repay the merchant cash advance provider accordingly. This way, you can built trust with your provider and if ever you will need another loan in the future, it will be easy for them to approve your request in no time.

Finally, look for a reputable lender that will guide you along with the process and will ensure that your business will stay on top of the competition. Remember that what you’re looking for is a trustworthy provider and not some petty lender that could potentially drive you further to debts.

A reliable merchant cash advance has amazing customer support service that will give you all the information you will need for the loan. If you have questions, they will always be willing to answer your queries and address your concerns so you won’t be led to believe the common lies in terms of obtaining loans.

Experience is a very critical factor to look into. Most often than not, the best merchant cash advance providers have a lot of experience in the field.

Working with an experienced lender will give you assurance that the team has already provided for a good number of businessmen and they have established a solid reputation in the community. Just as it is essential for a certain lender to dig into your background and history, it is also vital that you research about the provider’s beginnings and workmanship. This is an undeniable right that every borrower has.

Obtaining a cash advance may not always be the easiest method in terms of preparations but you will realize in the long run that it is the fastest way to get funds that you need for the business.

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A Guide to Equipment Financing

Equipment financing is a mortgage created specifically to pay for your greater business equipment requirements. A few examples with this might include industrial ovens, automated machinery, machine shop tooling, generators, chillers, large format models, car wash equipment, vehicles, trailers, commercial refrigerators, molders, agricultural equipment, or any other equipment that is or can be used with a company. It helps many businesses which do not have the total upfront cash to get the gear the company quickly needs to help its everyday operations.

The issue of deciding on which equipment to finance is a crucial one and businesses must be careful. When you are currently wanting to get equipment financing there are some factors to take into account first. Commercial equipment financing is a loan to buy the equipment over an interval of time. The financial institution employs the equipment being acquired as security.

Financing the equipment is just a sound choice for costly long life equipment that is not going to become obsolete within the foreseeable future. This is because once it is paid; as it has value you still get to utilize it. Equipment you ought not to finance, for example, are computers and high-tech machinery with limited lives. This sort of gear is not a good selection for financing since the gear becomes outdated very quickly, frequently just like if not before it is paid down. When it is fully paid for; you might be left, for example, with a bunch of a product that has little or no importance.

Equipment financing as a choice to get your assets has several rewards. Low tech or huge industrial equipment are far better examples of things you need to consider when trying to get equipment funded. The reason being this type do not become outdated quickly and so do not have to be frequently exchanged.

The main advantage of equipment money is the fact that once your gear mortgage is fully paid for the equipment is owned by you outright, and then your company’s monthly cash outlays fall. If that gear however has a beneficial life subsequently when you are currently utilizing it, your income will rise . Additionally, the tax benefits might not be bad since whenever you purchase the equipment through a mortgage you can decrease its value and withhold that depreciation away from your taxable income. In addition, the interest may be deducted from your taxable income.

If you should be a brand new business without ready entry to capital, it could be better to rent the equipment, and soon you are able to purchase. Check the web to learn more on equipment financing.

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An Easy Way of Getting a Bad Credit Loan It is the nature of loan defaulters to lack opportunities to borrow money from the credit and banking sector. As a matter of fact, most of these individuals will never find a bank that could be willing to lend them a loan when their loan index is already too low. Some of them remain with the saving as the only viable options towards achieving their financial goals as they can access no loan from any financial institution. The few institutions that they convince have to ensure they cap the amount awarded to these individuals as well as ensure these individuals are also awarded the loan with high-interest rates. Others may have to offer more securities and collaterals since banks view them as sources of bad credit. These individuals may have to allow the banks to see them off to the door after denying them a loan on the basis of being high-risk individuals. It is only through saving these individuals can accumulate money and where the need in question is urgent, they have to forego it. Bad credit loans institutions have come to feel the gap and sought these individuals out. There are some institutions that see an opportunity in lending these individuals money even as the rest pull back claiming that these individuals are financial risks. Fortunately, these individuals have benefited from the few existing bad credit loans providers who have come out to help individuals cater for their financial needs.
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One has a chance where he or she has been listed by banks as high risk to seek help from the bad credit loans institutions. It may, however, be necessary for one to qualify to meet some statutory qualifications. Obligations may be set to ensure that the institution is also safe from having to write off the bad credit loans. It may be a requirement that one is a citizen of the state or nation in which the organization operates a factor that assures these institutions that there are lesser chances of writing off these loans. Bad credit loans may not be offered to some individuals especially those that are not citizens of the place in which the bad credit loans institution works.
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Most bad credit institutions will only offer a loan to an individual who has been an employee in a company for more than three months. One may also have to earn a statutory salary from the institution in question for him or her to qualify for the loan in question. It is also worth noting that there are some bad credit loans institutions that offer better services than others. While it is possible to acquire a loan in more than one of the institutions, taking a loan from only one of them is wise than taking a loan in several of them.